Bone Fractures and the New York Serious Injury Threshold Law

An initial consultation with a Greenstein Milbauer lawyer is always free, and provides the insight needed to determine if the client is likely entitled to a settlement for his or her case.A potential client recently posed a very good question during one such discussion.

The client asked, “Does a compression fracture meet threshold in NY?” Clearly, this person had done a bit of homework before deciding to consult with a New York personal injury attorney. The short answer is, yes—in fact, any type of fracture falls under the definition of “serious injury” under Section 5102(d) of the New York State Insurance Law, commonly known as the serious injury threshold law.

What Does That Mean in a Personal Injury Case?

The severity of your injuries figures heavily in the monetary amount to which you may be entitled as compensation. Fractures of any kind, being a serious injury, tend to cost an accident victim more than simpler injuries such as bruises and minor lacerations (cuts).

In most cases, a fracture requires multiple doctor visits as well as X-ray imaging, equipment such as a splint or cast, and in some cases, physical therapy. These costs can add up to a significant amount.

Insurance companies often try to deny or reduce claims in order to save money. By working with an experienced personal injury lawyer who knows the exact legal definitions of your injuries, you can help to ensure you get the maximum amount to which you’re entitled for your losses due to injury.

Have you suffered a bone fracture or other injury because of someone else’s carelessness? Don’t become a victim twice—don’t let an insurance company take advantage of you. Contact our firm today for a free case evaluation at 1-800-842-8462 (1-800-Victim2)